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The P3 system

P3 supports all of the standard and proprietary card types, as well as the major card scheme application standards and multiple easy configurable input (embossing) and output (EMV enriched) file formats.

There are two typical configurations an end-to-end solution (for in-house issuing, batch and instant issuing) and an in-house data preparation solution with outsource card production (for external personalisation by a Bureau).

Both these configurations reduce risk by allowing the issuer to keep control of its master keys (security in-house) and accommodate business innovation demands, flexibility and speed to market.

For those who need to upgrade from SDA to DDA cards, P3 server supports multiple crypto modules and RSA key generation and caching, enabling issuers to provide the same SLA (service levels) for DDA cards as for SDA cards.

As per PCI PIN Security Requirements 18-3, encrypted symmetric keys must be managed in structures called Keyblocks, with cryptographic binding to prevent unauthorised use. TR-31 ensures the seamless integration of confidentiality and integrity features, leveraging cutting-edge cryptographic techniques such as Advanced Encryption Standard (AES) encryption and Cipher-based Message Authentication Code (CMAC). This ensures not only the protection of the key itself but also the associated meta-data.

Key benefits of utilising the P3 solution are:

Delivers 100% in-house control over cryptographic keys
Supports all major card association payment applications
Generates keys and EMV parameters from existing magnetic stripe files
Supports instant issuance and on-demand replacement of cards
RSA key generation with key caching
Flexible output format to support personalisation of MULTOS, GlobalPlatform and proprietary single/multi-application cards
Secure communication to hardware security module / HSM (TLS)

P3 supports the EMV authentication applications:

Mastercard – CAP (chip authentication program)
Visa – DPA (dynamic passcode authentication)

Supported Operating Systems:

Windows 2022 Server: Standard Edition

Windows 2019 Server: Standard Edition

Windows 11 Pro

Windows 10 Pro x64 Build 21H2

Windows 2016 Server: Standard Edition

Windows 2012 Server R2: x64 Standard Edition

Minimum Hardware Configuration:

Computer: Processor 1GHz

256MB RAM, 20GB HD

10/100/1000MB Ethernet NIC required

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